At Expat Insurance (we welcome dozens of babies a month to the world!) we receive plenty of questions about little bundles and the insurance needed to cover them. Can you get medical insurance coverage for your baby from birth?

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As an expat living and working overseas, good health and well-being are important to you and your family. The expatriate life is full of challenges and opportunities alike; the chance to develop one’s career, assimilate new cultures, and see new and exciting places are all part of this journey. Whether you are flying solo or have your family in tow, securing the right health insurance cover and at the right price are consequential in securing peace of mind to alleviate the financial burden associated with the high cost of medical care in Singapore.

The Singaporean government does not subsidize healthcare for expatriates. In addition, most expatriate medical insurance plans offered by employers provide little to no cover for critical illness, and can leave you financially vulnerable to out-of-pocket expenses due to costly hospital bills – including post-operative care if needed -, while living and working in Singapore. For example, critical illness costs for a condition such as early stage cancer can run into figures above and beyond $150,000.

Comprehensive medical insurance protects you from financial losses much in the same way that a home or car insurance does. Even if you are in good health, you never know when you might have an accident or fall ill. This is what your insurance is for: the unexpected. Comprehensive Health Insurance for expatriates is a must: Investing in expatriate medical insurance ensures that you, your spouse, or your family will be taken care of should the unforeseen occur.

There are literally thousands of products and multiple combinations of insurance cover available for expatriates. It’s not uncommon to speak to clients who have found themselves more confused after self-quoting on aggregation quote engines online. This is why it’s important for our advisors to take the time to understand your circumstances, and advise on the best and most appropriate cover available in the local and global markets within your budget and provided by insurers licensed by the Monetary Authority of Singapore (MAS).

Expat Insurance specializes in serving the expatriate community. We’ve advised and protected over 25,000 clients since 2009 – clients just like you. Allow our team of expert insurance specialists to design a tailored expatriate health insurance plan free of charge for you, your spouse or your family. Your care is our number one priority. We are serious about service, and rest assured – we are here for you.

Visit  Expat Insurance Pte Ltd to find out more about Danielle’s work.

_{This post was originally published on Expat Insurance News and has been reposted on Executive Lifestyle with the permission of the author.
Edited by Michelle Sarthou}

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